Words & Banter

RED & BLACK ... A Blueprint For Life

Design by Sawyer Pennington, Underlying photo by Jon Tyson on Unsplash


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Sometimes I really question whether we're sisters. I know you love research, but some of us, myself included, find studies and statistics boring. And tedious.


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Ah, but at least you can read and understand them; you just do not want to. Huge difference.


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Good point. Although I do struggle with statistics as, unlike you, I've never been comfortable with numbers.


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Is this going to be one of those philosophical conversations, or do you have something specific in mind? And, FYI, having skill with numbers and mathematics is called numeracy.


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Whatever. Although I'm guessing numeracy falls under the umbrella of literacy. And, yes, I'll admit that, until recently, I thought "literacy" just meant the ability to read and write.


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Most people do, which is understandable since it is the dictionary definition. I will not quote statistics on how many people do not have those basic skills, but even if you do, it does not mean you know how to apply them to ask questions, get information, and make informed decisions. That is functional literacy.


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Even though I was a straight-A student with a college degree, that's one of the first things you had to teach me when I had my "crisis". So, why do I feel like I'm about to become a poster child for illiteracy?!


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I hate the word "illiteracy" as it has a negative connotation of being ignorant or uneducated when, in reality, it probably is never having been exposed to the subject matter and/or recognizing its importance.


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Like me when it came to money. I was 40+ years old and not only didn't know how to budget, I never even thought about why it was important. But it wasn't until we were asked to develop and teach a personal finance course at KIPP Houston High School that we learned it's called "financial literacy." At the time, I thought it was the education world using an impressive-sounding phrase instead of being more straightforward.


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Terminology aside, financial literacy is about making informed financial decisions. Regardless of your financial situation, as I have proven. Remember, early in my career, I almost declared bankruptcy because I did not apply what I learned in business school and the corporate world to my finances.


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That story always seems to resonate with so many people, myself included. Especially if we're looking for a reason, or at least an excuse, for not knowing what we should know. I used to think, "Ignorance is bliss." Until you made me understand that what I don't know can hurt me. And my family.


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It is even more far-reaching as there is a ripple effect on communities and cities, and so on. Before reading Houston's Adult Literacy Blueprint, the joint initiative between the Mayor's Office of Adult Literacy (when created in 2019, the only office of its kind in the nation) and the Barbara Bush Houston Literacy Foundation, I never realized the impact of literacy – including financial, digital, and health literacy.


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I admit that when you sent me the Executive Summary, I only looked at the quotes and sentences that "pop out" from the rest of the text. But, even so, I was truly shocked to learn that one in three adults in Houston lacks the necessary skills to fully participate in the workplace and society! And when I saw the "What is functional literacy?" diagram, I not only didn't even know what digital and health literacy meant, I was almost too embarrassed to ask.


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Hence the purpose of the Blueprint. It is a strategic plan to ensure more adults acquire the literacy skills they need to succeed in the workplace and in life, but also is a document to raise awareness of the issues.


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Be honest. Besides people like you, how many will read the summary, let alone the full report?


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For organizations or companies addressing the problem, it is a valuable document. If you are looking for employees or are interested in breaking the cycle of poverty, it will be of interest. Or, maybe you merely need documentation to satisfy people who want "proof" or supporting backup about the importance of literacy.


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But isn't it important for all of us to understand the importance of literacy since it impacts all of us?


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Yes. But, as you said, it is unlikely people will read the studies. Good news is September is Adult & Family Literacy Month, and that should help increase awareness. So, how did you find out more about digital literacy? And, I am talking about the concept, not you personally, as I know that in an ideal world, you would never have to deal with technology, whether your computer or your cell phone. Although you have become more tech-savvy than you realize.


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Until we met with Jackie Aguilera from the Mayor's Office of Adult Literacy, I never thought about how you need basic digital skills (such as emails and other communication tools, using the internet, and even the ability to get on a Zoom call) not only to be able to get a job and move up the ladder but now, thanks to the pandemic, to attend online classes.


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Plus, using the internet means you need the ability to find and understand information, especially to make sure it is accurate and credible. Unfortunately, so many people repeat whatever they find, thinking it must be true.


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That's a topic onto itself. But let's face it, not everyone's as critical as you.


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You say that like it is a bad thing.


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Cute. But lately, there's no shortage of conflicting information, whether on the internet or in the media. And it's confusing. For example, the COVID-19 vaccines. Which brings up health literacy. Again, I didn't know what it meant until Jackie explained it could be something as basic as the instructions on a prescription or the nutritional information on food packages, but it's all part of understanding general health information and services to be able to make smart decisions.


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Even I find health issues confusing. Too many moving parts to our body and, like a car, so many things that affect its performance.


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Of source, a car analogy! Well, it turns out that I'm health literate and I didn't even know it. Who knew that all those years asking questions about the girls' health issues – ranging from routine ailments like colds and stomach aches to sports injuries and reading challenges – to the more complicated and long-term issues that first daddy and now mommy faced – were all part of my "training" in being health literate?!


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Yes, but remember when it specifically came to health insurance, you initially needed plenty of help deciphering it. Until you realized it followed the same formula as everything else … ask questions, get information, make informed decisions.


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The funny thing is that, at first, when it was financial matters, I didn't think I could do it. But once I tried, I realized I could. Which then gave me the confidence – and motivation – to tackle other topics. Now we just need to tell more people about the power of literacy and how it can be a blueprint for life.


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We just did.

Want to read other columns? Here's a list.

Photo by OnTheRunPhoto for iStock

Until two years ago, Red had never heard of “Dry January” (see our conversation below). But whether or not you’ve taken the challenge, it’s never too late to develop healthy habits. And, FYI, there’s also “Damp January.”



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I keep getting emails about where to go for mocktails. I know alcohol-free cocktails, like Virgin Margaritas, have been around for a while, but I’d never heard that term before. Do you think it has to do with New Year’s resolutions?


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It can if any of your resolutions are to lose weight, save money, sleep better. Or, drink less. Psychologically, January is the month when we “reset”, so a UK-based organization, Alcohol Change UK , started Dry January , where you abstain from drinking alcohol.


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Perfect timing since many people shop, eat, and drink more than usual over the holidays.


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I know you used to drink a glass of Cold Duck on New Year’s Eve, a tradition going back to our childhood, but that hardly counts as drinking. But, I have always wondered why you rarely drink, but never asked.
Keep Reading ...Show less
You may think the holiday season’s over, but January’s filled with an assortment of holidays, including some very unusual ones. Luckily, unlike the December holidays, these are much less stressful and can be lots of fun. Especially for us, as they celebrate some of our favorite things. (Of the five holidays listed below, can you guess which are Red’s favorites and which are Black’s?)

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It’s January, and everyone’s probably tired of reading about New Year’s resolutions.

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Not me. Since I never make them, I never feel the need to read about them.

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Of course, you don’t. So, what should we write about?

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How about that we celebrate some of our favorite things in January?

So many “National Days” in January are fun (we’ve written about them over the years) and remind us of some of our favorite things. (Can you pick which are Red’s favorite holidays and which are Black’s?) And whether or not you make resolutions, it’s always important to have a sense of humor and enjoy the simpler things in life …

Answer: Red’s favorites are Bagels, Popcorn, and Hugging. Black’s are Clean Desk, Bagels, and Backward.

Wishing you a year to thrive – Happy 2025!