Words & Banter

The History Of Credit Cards?

Design by Sawyer Pennington, Underlying photo by Jon Tyson on Unsplash

Who would ever think of “celebrating” credit card debt? Not celebrating paying it off – celebrating a mountain of credit card debt. Well, Black thinks Red’s credit card debt is worth celebrating, or at least this story about it is. And not just because April is Financial Literacy Month.

When Red was in the midst of her crisis (her husband unexpectedly got fired), she was freaking out about everything, especially money. And specifically, her credit card debt. If she could have remained an ostrich with her head in the sand, she would have. But Red knew she needed to face the facts (although she hadn’t run a total of how much they owed on credit cards, she knew it was a lot), so, with much trepidation, Red turned to Black, hoping she’d just tell her what to do.

Instead, Black wanted to give her a history lesson. On credit cards?! Black doesn’t even like history. And even though Red, who loves history, didn’t want to hear it, she decided to take the path of least resistance and humor her sister.

At first, she found it mildly interesting, but then that “unwanted” history lesson changed Red’s life. That might sound like an exaggeration, but it’s not. Because as soon as Red changed how she looked at credit cards, it changed how she used them.

Don’t believe it can make that much of a difference? Read “RED & BLACK … The History Of Credit Cards?” and decide for yourself.

Photo by klohka on iStock

It’s that time of year again when we’re re-running this “little slice” of family history because some traditions never get old — and always make us laugh. Not to mention, neither of us can ever look at a perfectly browned turkey and not imagine it being naked!

We first ran this in 2020, but as soon as Black wrote it, it became one of Red's favorite posts and a perfect way to wish you a very Happy Turkey Day … one filled with gratitude, laughter, and memories worth retelling.

Today is Thanksgiving, and I cannot help but wonder why we are online. However, everyone has their own way of celebrating. I know that Red is in the kitchen cooking – and watching a marathon of "The Godfather" movies. Which is perfect as turkeys take such a long time to cook and patience is important when you want it perfectly browned. So inviting, so appetizing, so … naked?

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True

Sadie Hawkins Day … some may find it sexist. Some may find it inspirational. Others just nostalgic. Our take on it hasn’t changed since we first issued this post. But if you asked Black for a car analogy (she always has one), she’d tell you it’s about taking the wheel and leading the way …

Comic strip or reality show: A group of bachelors participates in a foot race, and whoever's caught by the single woman in the race will become her husband.

BANTER BITE BACKSTORY: We may be sisters, but except for growing up with the same parents in the same house in New York, that may be where the similarities end; especially in terms of dating "protocol" as Black never thought twice about asking boys (and later men) out on a date, while Red never gave it any thought, accepting the convention that boys did the asking. (She did make an exception for her senior prom but was shocked when he accepted.)

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Photo courtesy of Red

Red’s daughters may no longer live at home, but that doesn’t stop her from continuing to decorate the house (inside and out). Not only because the small children in her neighborhood love it, but the older “kids” (including Red and Black) do, too …



Red assets.rebelmouse.io

Ghosts, goblins, and pumpkins are everywhere you look! Not the ads and not the neighborhood; I’m talking about my decorations. Plus, I indulge in all the Halloween-theme food (OK, really all the pumpkin spice things) because I love Halloween!

But I also love all the Halloween memories, which I’m reminded of every time I look out the window of my “workroom” and see our annual Halloween inflatable. And I’m not the only one who loves it because over the years, whenever it gets “old and tired” (I can relate), my daughters have insisted I replace it with an identical one. At over 6 feet tall, it towers over me, and the three ghosts popping out of a pumpkin are scary but in a friendly way. But the best part? On any given day, I can hear little kids in our neighborhood walking by with their mom or dad and stopping and “squealing” with delight. Which makes me smile because I know it’s becoming a future memory for them.

My other outdoor decoration doesn’t seem to get quite the same attention, although it always makes me smile. As in every single time I pull into my driveway. You’d think, after all these years, this witch would know how to drive, but clearly not. Or maybe she was just distracted by the ghosts.


Black assets.rebelmouse.io

I have always loved Red’s “bad driver” witch, partly because I love all things driving-related (OK, I will ignore the fact she crashed), but also because it originally was my decoration when I was married, and my stepdaughters were young.

People (of all ages) who celebrate Halloween may enjoy the decorations, candy (we all have our favorites), or even trick or treating, but my favorite part was always the candy-swapping negotiations. Originally, when Red and I were growing up, then my stepdaughters, and ultimately Red’s daughters. It is interesting how sibling rivalries and differences are put aside on Halloween and replaced with very business-like trade negotiations. Not to mention strategizing over return visits to houses that have the best candy.

And our Halloween wishes for you? (Guess who wrote “witch” one!)

  • No matter what you choose to do today or how you celebrate, we wish you a happy and safe Halloween and hope you have an opportunity to create wonderful memories for the years to come.
  • Trick or treat? Why not both? Happy Halloween!