Words & Banter

The History Of Credit Cards?

Design by Sawyer Pennington, Underlying photo by Jon Tyson on Unsplash

Who would ever think of “celebrating” credit card debt? Not celebrating paying it off – celebrating a mountain of credit card debt. Well, Black thinks Red’s credit card debt is worth celebrating, or at least this story about it is. And not just because April is Financial Literacy Month.

When Red was in the midst of her crisis (her husband unexpectedly got fired), she was freaking out about everything, especially money. And specifically, her credit card debt. If she could have remained an ostrich with her head in the sand, she would have. But Red knew she needed to face the facts (although she hadn’t run a total of how much they owed on credit cards, she knew it was a lot), so, with much trepidation, Red turned to Black, hoping she’d just tell her what to do.

Instead, Black wanted to give her a history lesson. On credit cards?! Black doesn’t even like history. And even though Red, who loves history, didn’t want to hear it, she decided to take the path of least resistance and humor her sister.

At first, she found it mildly interesting, but then that “unwanted” history lesson changed Red’s life. That might sound like an exaggeration, but it’s not. Because as soon as Red changed how she looked at credit cards, it changed how she used them.

Don’t believe it can make that much of a difference? Read “RED & BLACK … The History Of Credit Cards?” and decide for yourself.

credit cards
Words & Banter

Red Then. Red Now.

From back flap of our book, “What I Learned About Life When My Husband Got Fired!” Photographer unknown.

Long before we had an ABOUT page, readers met Red not only through the back flap of our bestselling book, What I Learned About Life When My Husband Got Fired!, but because her crisis was the book’s title! But a lot has happened since Black turned her crisis into a book — a brand — a business. Including a lot of growing up.

And Red? Still warm and fuzzy. Just a lot less sheltered.

WHAT WE SAID THEN

When we started working on the book, Red couldn’t find a photo of her and the girls, so they posed for one in the fall of 2004. Later, our book editor captured Red this way:

After getting a degree in Theater Arts, Red moved back in with her parents until she married an outgoing Englishman and followed his career around the globe. Now she lives in Sugar Land, a suburban city on the outskirts of Houston, Texas. Red is a warm and fuzzy mom whose life revolves around her two red-headed girls. With Red, it's all about the feelings.

WHAT WE DIDN’T KNOW THEN …

We knew Red was used to letting others take the lead. We didn’t know that once she took control, she’d discover how much she was capable of.

We knew her life revolved around her two red-headed girls. We didn’t know how much growing up was still ahead — for them and for Red.

We knew Red had learned a lot when her husband got fired. We probably should have known she’d want to use what she learned to help others.

And we described Red as “warm and fuzzy” and “all about the feelings. ”Still true. She’s just learned that sometimes warm and fuzzy isn’t enough.

AND THERE’S A STORY BEHIND THE PHOTO …

What makes this seemingly ordinary photo remarkable? Red’s in front of the camera!

She was almost always the one behind the camera, so when we needed a photo of her for the book, it had to be staged. In fact, she’s not even sure who took the photo.

At the time, it was simply a photo we needed. Looking at it now, it’s more than that. It captured Red in the middle of the life she’d always dreamed about — and when her girls were still young and being their mom was the center of her world.

She knew they would grow up. She just didn’t know how quickly that picture would become a memory.

A lot has changed since that photo was taken. Including Red.

Red & Black
Words & Banter

Comparing Red & Black

Same family. Very different approaches to life.

Red is warm and fuzzy. Black is pragmatic and sarcastic.

  • Red leads with her heart. Black leads with her head.
  • Red wants to talk it through. Black wants to solve it.
  • Red gives you the context. Black gives you the bottom line.

Which sounds more like you?

Which brings us to one of our favorite examples: When we had to explain the differences between us for the Introduction to What I Learned About Life When My Husband Got Fired!, Red wrote pages with her usual blah-blah-blah. Black gave the book designer a Microsoft Excel spreadsheet.

Funny thing is that over the years, readers have not only told us which of us they’re more like, but also gone so far as to identify the “Reds” and “Blacks” in their own families. We even had a few who nicknamed themselves (one was “Brown,” another was “Bald”).

So, are you more like Red or Black? Or somewhere in between?

comparing sisters
Videos

A Legacy That Keeps Building

A Legacy That Keeps Buildingplay icon
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LEARN MORE about how you can help grant wishes at http://texgulf.wish.org FOLLOW US! Facebook: ...

What does it take to build a legacy?

Not a building. An organization. And a leader with passion.

In 1991, Make-A-Wish of the Texas Gulf Coast (before it included Louisiana) was a young organization facing an uncertain future. Then Teri Andrepont became its CEO, and the chapter grew to be one of the most successful in the nation. Twenty-nine years and thousands of wishes later, she made the difficult decision to retire. How would we ever thank her?

The chapter had recently moved into a new building, and the Board unanimously decided to name it in Teri’s honor.

This video was created for the building dedication in 2022, and Black was one of the people asked to help tell Teri’s story. Why? Because Teri’s passion for Make-A-Wish was contagious — Black caught it early in Teri’s tenure and has served the organization for more than 30 years as a board member and advisor, a relationship that continues today.


Black's Head Black assets.rebelmouse.io

A legacy is not just what you build. It is what drives others to keep building.
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