Words & Banter

The History Of Credit Cards?

Design by Sawyer Pennington, Underlying photo by Jon Tyson on Unsplash

Who would ever think of “celebrating” credit card debt? Not celebrating paying it off – celebrating a mountain of credit card debt. Well, Black thinks Red’s credit card debt is worth celebrating, or at least this story about it is. And not just because April is Financial Literacy Month.

When Red was in the midst of her crisis (her husband unexpectedly got fired), she was freaking out about everything, especially money. And specifically, her credit card debt. If she could have remained an ostrich with her head in the sand, she would have. But Red knew she needed to face the facts (although she hadn’t run a total of how much they owed on credit cards, she knew it was a lot), so, with much trepidation, Red turned to Black, hoping she’d just tell her what to do.

Instead, Black wanted to give her a history lesson. On credit cards?! Black doesn’t even like history. And even though Red, who loves history, didn’t want to hear it, she decided to take the path of least resistance and humor her sister.

At first, she found it mildly interesting, but then that “unwanted” history lesson changed Red’s life. That might sound like an exaggeration, but it’s not. Because as soon as Red changed how she looked at credit cards, it changed how she used them.

Don’t believe it can make that much of a difference? Read “RED & BLACK … The History Of Credit Cards?” and decide for yourself.

People have told us they're using our sisterly banter to start conversations with others (family, friends, and even in classrooms), so Black created "Conversation Starters".

Not only is Christmas less than a week away, but so is Chanukah (the first night is on Christmas Day). And although we wrote this Conversation Starter years ago, we seem to have this same conversation every year.


Red's HeadRed assets.rebelmouse.io


I can't believe how quickly the holidays are flying by. On one hand, all I want to do is enjoy them as I love this time of year. But I can't because there always seems so much to do. And I'm afraid that if I don't do everything on my holiday "to-do" list, I'll disappoint people, including me. You don't have this problem as you don't have kids and you live alone, plus others aren't looking to you to make the holidays festive and memorable.

Black's HeadBlack assets.rebelmouse.io


You seem to start with your "to-do" list, whereas I think about the significance of the holiday and what will make it meaningful and memorable. Yes, it is a more pragmatic approach, but it makes the planning so much easier. You know that I dislike the over-commercialization of holidays, but it does provide a reminder that it is important to let others know how much you appreciate them.

THE CONVERSATION STARTERS

  • What's most important to you during the holidays? Why?
  • Describe your "perfect" (yet realistic) holiday celebration. What it would take to make it come true?
  • If you celebrate with others, have you ever discussed what's important to them?

P.S. – Since this is being posted in the midst of the December holiday season (what Red refers to as the "silly season"), you might be interested in these recent posts:

    Without fail, every year, I feel overwhelmed by the holidays, and without fail, Black reminds me that I know what to do or, in some cases, what not to do. And then she suggests (sarcastically, I might add) I reread the very simple (but invaluable) list I wrote in 2020. Maybe next year, I’ll put “read my holiday survival checklist” on one of my many lists of things to do

    It's official! The holiday "silly season" (as I call it) is now underway and before I know it, it will be New Year's Day and I'll be looking back and asking, "Where did December go?!" This year's holiday goals …

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    Photo by klohka on iStock

    Although Red isn’t cooking this Thanksgiving and will be reading “The Godfather” instead of watching it on TV, some traditions remain unchanged. Like reminiscing about the perfect, albeit naked, turkey! And rerunning Black’s Thanksgiving post from 2020.

    It instantly became a favorite of Red’s and provides the perfect opportunity for her to wish you a very Happy Turkey Day …

    Today is Thanksgiving, and I cannot help but wonder why we are online. However, everyone has their own way of celebrating. I know that Red is in the kitchen cooking – and watching a marathon of "The Godfather" movies. Which is perfect as turkeys take such a long time to cook and patience is important when you want it perfectly browned. So inviting, so appetizing, so … naked?

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