Words & Banter

Life Happens … **IT HAPPENS

Life rarely goes as planned. Sometimes, unplanned events only cause minor adjustments. But sometimes, they can put you in “crisis mode” and might require major transformations. Like the rainy Friday when Red’s husband came home and told her, totally unexpected, that he had been fired. In a split second, her life went from fairy tale to nightmare.

So, whether you freak out (Red’s default setting) or are feeling overwhelmed and uncertain where to start, when we relaunch this site in the New Year, there will be a section called **IT HAPPENS. Filled with tips and tools (and, of course, food for thought), we hope it will help you survive and thrive during even the most stressful life events.

Because we’ve experienced them, we know that a “crisis” can come in many different forms (financial, work, relationship, health, natural disaster, the list goes on), and what starts as one issue often impacts many aspects of your life. But, as Black recently explained to Red,

Every situation is different, but you can approach them in a similar way, although I did not tell you that at the time. I did not even let you know we were going through the steps one-by-one because, in your case, I knew we first had to deal with the emotional aspects. And, when I told you I thought your “crisis” would be the best thing that ever happened to you, you thought I was being nice. Even though I do not do nice.

Well, Black may not “do nice”, but she did help Red through her “crisis”, and along the way, managed to help Red see that adjusting her mindset and perspective could make all the difference.


However, if you’re currently in a difficult situation (or just curious about how Black guided Red), knowing what’s coming next year doesn’t help you now. So, we hope the following posts might help make things a little better.

P.S. – In case you missed it, here’s a link to the description of THE DAILY HELP, which includes helpful hints you can use now.

Chapter 16: I Have Three Children If You Count My Husband

Even before Red's life was turned upside down, she wanted to be the best mom possible, so often wondered and worried about the best way to raise her girls. And when she was in the midst of her "crisis" (her word, not Black's), her daughters were very young — Sawyer was 1-1/2 years old and Natasha just under 5, although she'd proclaim, "I'm almost 5." (It's funny how "young" is subjective, as at the time Red considered them young, but now "very young".) But as Red turned to Black for "answers" to everything, Black understood one of Red's top priorities was making sure that the girls weren't getting short-changed. Given Black doesn't have any children, Red was amazed to receive what she's referred to as "Some of the best parental advice. Ever." (Black just rolls her eyes.)

P.S. – Looking back, Red claims that Black's advice not only made all the difference at the time but over the years. Somehow, the simple concept of treating kids as "little people" (Black calls them "munchkins"), so with respect and honesty, trusting them with responsibility and giving them credit for understanding and doing the right thing, was the closest thing to a "magical approach" for Red (yes, growing up, she and the girls watched a lot of Disney) that she's ever found. And, surprisingly enough, has even helped her with managing "big people."


Black's Head Black assets.rebelmouse.io


Patience, grasshopper. You also have to remember that when I first started dating Larry, his girls were 7 and 9, so I skipped over the phase you are in. I had dated men with children, but none as young as Larry's, so I was not quite sure how to deal with them. So, I decided to treat them like little people. In fact, that is why I started calling them the "Munchkins," like the little people from The Wizard of Oz.


Red's Head assets.rebelmouse.io

I always wondered about that. Were you the good witch or the bad witch?


Black's Head Black assets.rebelmouse.io

Neither. I was probably more like the Mayor of Munchkin City. Since I was used to working in a corporate environment, I applied the same people skills.


Red's Head assets.rebelmouse.io

You're kidding, right?
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Chapter 5: Open Your Eyes Before Your Wallet

To say that Red fought having to deal with her family's finances is a huge understatement. But she finally summoned up the courage to start looking at their financial situation (well, maybe not so much courage as it was surrendering to Black's insistence) and slowly started working her way through Black's six-step "Where Is Your Money Going" checklist. As she prepares to tackle Step 4: Develop A Realistic Budget, Red gets to break some surprising news to Black about a fond childhood memory.

P.S. – Red rarely gets the "upper hand" in terms of her older sister, Black, and for it to be related to money makes it even sweeter. Yet, she'll admit that for all the enjoyment of getting to "break the news" to Black, she'd have been better off having the same childhood "punishment" as Black.


Red's HeadRedassets.rebelmouse.io




OK. I'm ready to tackle Step 4. Is this something we can do via e-mail or do I need to come over and see how you do your budget?


Black's HeadBlackassets.rebelmouse.io




Here is where I have to say, "Do as I say, not as I do," because I have not done a personal budget in years. But I can remember my first one.


Red's HeadRedassets.rebelmouse.io




You remember your first budget? You have a strange collection of fond memories!


Black's HeadBlackassets.rebelmouse.io



It was when Mom put me on a clothing budget. She gave me an amount I could spend every year and wrote it on a big manila envelope. Every time I bought something, I would deduct that amount from the total and put the receipt in the envelope. I always knew how much was left in my budget, so I never had to ask if I could buy something. Mom was brilliant!


Red's HeadRedassets.rebelmouse.io




[Silence for 5 seconds, followed by a burst of laughter.] You're kidding, right?
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Chapter 2: Why Can't Money Grow On Trees?

Red was scared, for herself, and for her family. Having to deal with personal finances for the first time is scary. Especially if you believe you need a finance degree to figure it out. Yes, it's human nature to have a fear of the unknown, but feeling you have to face it alone makes it even worse. Red knew that her sister, Black, was there for her, but it wasn't in the "warm and fuzzy" and sympathetic way that Red wanted.

P.S. – At some point, almost everyone faces something they would rather avoid, whether it’s financial, personal, or professional. Black’s extremely pragmatic approach and ability to address things head-on may work for her, but Red learned that sometimes, before you can deal with reality, you first have to admit how hard it is to face it.

And if you’re expecting banter between Red and Black, then this Book Bite might surprise you …

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