| I hope you know that I immediately thought of you when I read that Axios article you sent me about keeping financial secrets from your spouse. |
| Why me? I sent it to you because the survey supports my position that people in serious relationships should exchange credit reports so that there are no surprises. Not to mention, they need to be open and honest about money. |
| Well, it reminded me of how you told me about lying to your husband when you blew your Ferrari engine. It was years ago, but I’ll never forget it. In fact, I still laugh and shake my head in amazement. |
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Black
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| You really do need to get a life. |
| Admit it, there aren’t too many people that have “replace Ferrari engine” as a line item on their credit card bill or monthly budget. |
|
Well, it was not a planned expenditure. Although when the engine blew on the
racetrack, I was prepared in terms of knowing where to safely pull over and quickly
exit the car. |
| Of course, you were. But, at what point did you decide to lie to your husband about the cost of the engine? I still don’t know how much that engine cost, but he could easily afford to replace it. He was already paying for you to race Ferraris. So, why did you choose to pay for half of it yourself? |
| Trust me, even half was a big number. And, the 360 Ferrari Challenge had one of the best V-8 engines they ever made. |
| You’re avoiding the question. |
| When we got married, he made sure to keep all our assets totally separate. He knew I had some money of my own, although nothing on the magnitude of his, so it was not like I was hiding money. My racing was already costing him so much, so I thought paying half was the least I could do. |
| But did you tell him that, or just lead him to believe that his “half” was the “full” amount? |
| What difference does it make? |
| Is there a reason you didn’t want him to know you were trying to be considerate? Especially because when I went through my crisis, you always talked about the importance of having open and honest communication, especially about money. |
| I still feel that way, but a conversation requires more than one person. Since I handled most of his money for him, including the interface with his wealth managers and tax accountants, he made it very clear there was nothing more to discuss. And, any time I tried to bring up the topic of money, he would cut me off and just say, “Everything’s great.” |
| Well, it was. At least financially. |
| Yes, if you only look at the numbers. But, we had very different attitudes toward money, and that was something he would not discuss. Many people, regardless of financial status, are not comfortable talking about money. |
| I know my natural tendency is to avoid what I perceive as difficult conversations, which definitely includes money, but surely not everyone feels the way I do. |
| Initially, did you avoid financial conversations because you felt intimidated and confused, or because you were trying to avoid conflict? |
| Back then, both. Now that I have a better understanding of money, it’s just an awkward topic. Especially since most people don’t talk, they argue, about it. |
| Or, keep secrets or avoid the topic entirely. Which may seem “helpful” in the short term but are not long-term solutions. |
| Says the woman who ultimately got divorced. So, tell me, if you had to do it over again, would you have handled the situation with the Ferrari engine any differently? |
| Hindsight should be 20-20. Looking back, there were probably things I could have done to avoid blowing the engine. |
What does Thanksgiving have to do with shoes?! Or, the fact some of Red’s most memorable Thanksgiving celebrations happened when she lived overseas and introduced the holiday to friends, none of whom were American. But this column from 2022 is bittersweet for Black, as shortly after it ran, her good friend John passed away … yet the memories of Thanksgivings spent together – and of dear friends – live on. (But that still doesn’t explain the shoes …)
| At the risk of asking you a warm and fuzzy question, have you thought about what you’re most thankful for this Thanksgiving? |
| Yes. |
| I should’ve guessed that you’d take the question literally. Could you expand on that a little, or at least give me a hint? |
| Friends. |
| I should’ve guessed that too since John’s been in the hospital for the past several weeks and is one of your oldest friends. |
| Not sure “oldest” is the kindest way to define it, but he and his wife have been my closest friends for over 35 years. To the point that John calls me his “second wife,” although he’s only been legally married once. |
| That’s funny, but on my recent fall foliage trip, I realized it was so much more than chasing leaves as I experienced the joy and appreciation of visiting a dear friend and her family. And while phone calls, texting, and even FaceTime are great, it’s just not the same as spending time together. |
| I was going to mention that when you first told me you were going to see Sawyer in Nashville and also spend some time at Amy’s in east Tennessee, but figured you already knew that friendships can easily be taken for granted … until something makes you fully appreciate them. |
| That’s so true. Although I prefer to have a small group of friends, and most of mine I’ve known for decades – either from elementary school, college, or my years living in Hong Kong. Unfortunately, though, none of them now live near me. |
| Friends do not require living in the same town, although that is usually how friendships begin. And, while we may not stay in touch as frequently as we want, over time, we see who our true friends are … they are the ones who are always there for us, during good times and bad. And, in my case, are brave enough to point out when they do not agree with me. |
| Very brave. My friends have it easier, but I count on them to give me an honest perspective no matter what, although I prefer when they agree with me. |
| Of course, you do. And, your friends should be thankful you are so easygoing. |
| Well, at the risk of sounding corny, with Thanksgiving just days away, it’s the perfect time to be truly thankful for our dear friends. |
| It reminds me of the photo that Natasha sent us last year when she was celebrating “ Friendsgiving” with her friends in England. |
| Besides not realizing it was an actual thing and not Natasha combining the words “friends” and “Thanksgiving,” I was expecting photos of her attempt at making sweet potatoes or other traditional Thanksgiving foods , or maybe a bunch of Brits sitting around the table with the lone American. Not a photo of everyone’s shoes in the entry hallway. |
| I never thought of Thanksgiving as being “all about the shoes”, but that image sums up the true meaning of the holiday. |
| Tell the truth; everything’s always all about the shoes for you. But, given this Thanksgiving will be the first without Mom, the image’s a wonderful reminder of the importance of friends who’ve been there for me this year. And I include you as both family and friend. |
| Once is enough for me. And, as the saying goes, you cannot choose your family but (like shoes) you can choose your friends. So, pick carefully, and then appreciate them. |
Take a moment and imagine not being able to read this sentence. Now, think about this … if you’re reading this, you’re doing something millions of Americans can’t.
|
I’ll admit that I never realized how many people can’t read.
It’s something I’ve always taken for
granted. That’s until Black and I met
someone doing something about it – Jackie Aguilera, now the Project Manager for
the Mayor’s Office of Adult
Literacy (Houston). Her focus
wasn’t only on reading literacy but on “literacies” I’d never heard of, such as
financial literacy, health literacy, and digital literacy. But it all starts
with the ability to read. |
|
It
is called functional
literacy. Obviously, if you
are reading this article, you are on the internet. Which has more information than anyone can
possibly absorb (and is why news literacy is so critical). Now,
imagine if you could not read. All that
information … just sitting there.
Available to others, but not to you. |
|
Books are my great escape. Always have been. So, I can’t
imagine a life without them. |
|
A great escape … in many ways. You may use it to escape from the stresses of
daily life or just as entertainment. But,
books and, more specifically, the ability to read is how people can escape a
life of poverty and limited opportunities.
|
| Working with Jackie made me see that. As did our work with the criminal justice system, as so many incarcerated people struggle to read. And I know you’re a data geek, but please don’t start quoting me statistics. |
| OK, no statistics, but did you know that more people in the US are affected by low literacy (meaning they cannot read at a sixth-grade level) than are diagnosed with cancer or heart disease? |
Over the years, as we’ve learned how many people can’t read (including one in three Houstonians), it’s made us stop and think about how that impacts every aspect of their lives … their families … their communities. And also … our communities and our country.
As former First Lady Barbara Bush said many years ago,
If you help a person to read, then their opportunities in life will be endless.