It’s Not Complicated … It’s Just DOLLARS & SENSE

Money. It’s the first thing Red thought about when her husband came home and, totally unexpectedly, told her he was fired. And what was the first thing she did? She freaked out (Black likes to say that Red finally used her theater degree), assuming the worst about their financial situation. And if that wasn’t bad enough, she was certain she couldn’t “do” personal finance.

She then made a third foolish assumption … that her sister Black, who had an M.B.A. in International Finance, would tell her what to do. Instead, after giving Red a few days to deal with her emotions, Black started to ask her basic questions about their financial situation, and it became obvious Red’s default setting was to “freak out”.

And so Red’s journey (which Black turned into our bestselling book, What I Learned About Life When My Husband Got Fired!) began with learning the basics of personal finance and, ultimately, she’d realize that Black wasn’t being sarcastic when she said,

When it comes to money, you have two choices: you can let your money control you, or you can control your money.

But first, Red, a straight-A student, had to overcome the unfounded belief that she wasn’t capable of learning about money. She had to find a way to get around the mental roadblocks of being intimidated by financial terminology and concepts, which the very thought of gave her a headache. And then Black simply asked,

Can you add and subtract? If so, you’re qualified to “do” personal finance.

So, whether you’re more like Red (was), feel like you’ve got a good handle on your money but are always looking for tips and tools, or merely are curious about Black’s unusual ways of looking at money (or her sarcastic comments), we think you’ll enjoy the DOLLARS & SENSE section on our new site in the new year.

Until then, and especially since “tis the season for spending”, we want to share some of our favorite money posts:

TERMINOLOGY (AS EXPLAINED BY BLACK): RED & BLACK … Like Money More Than Math?
A POWERFUL TIP: Think Before You Spend?
MONEY & RELATIONSHIPS: My husband and I always argue about money. Any advice?
CREDIT CARDS: My credit card bills are out of control! What do I do?
BUDGETING (THIS IS A TRUE STORY): Black’s First Budget – A Fond Childhood Memory?
ANSWER THESE QUESTIONS: Talking To Myself … About Money?

P.S. – And whether you’re trying to survive the holiday season (this checklist is about more than just money) or looking forward to a fresh start in the New Year (although maybe not the “resolutions” part), stay tuned as later this month we’ll have a post dedicated to THE BIG PICTURE. (FYI, our subscribers get sneak peeks before we post online.)

money

Ask Red & Black

WHY and HOW do you celebrate Women’s History Month?

March is Women’s History Month, so what better time to reflect on how women can inspire other women to do amazing things? We’re rerunning a Q&A from a few years ago because celebrating women’s accomplishments is worth repeating and rereading … And it shouldn’t happen only in March!

P. S. – Betty White made this list, but how many of these trailblazing women do you recognize?

Red assets.rebelmouse.io

Even with two daughters, and a sister who has been a role model for them and other girls (at speaking engagements, girls and boys are always surprised to learn she was the first woman to race the road course at Indianapolis Motor Speedway), it wasn’t until last year that I learned there even was a Women’s History Month. (Which is embarrassing as I claim to love history.) But once I made it a point to not only take notice of stories of women in history, but also women making history (for example, Wally Funk), I realized there are so many inspirational women – you just have to look for their stories.

Black assets.rebelmouse.io

It is the 21 ^st Century; we should not need a Women’s History Month to make sure that we remember and honor all the contributions and accomplishments of women. (And, I will not get into my opinion of the word " herstory.”)

But, there are many great ways for us to celebrate. Find stories you find inspirational, and then share them with others. Donate (time or money) to an organization that helps women. Make an effort to support women-owned businesses. Or, maybe something as simple (and as enjoyable) as listening to your favorite female artists and musicians, reading female authors, or watching movies about strong independent women.

women's empowerment

Banter Bites

Before It’s Too Late … Celebrate With A Box Of Cookies

When the news is challenging or life’s stressful, there’s something comforting about Girl Scout cookies. Always has been, which is why we’re rerunning this post from several years ago.

Girl Scouts, though, are about so much more than cookies, as year-round girls learn important life skills, gain confidence, and discover leadership skills. But buying cookies is such a sweet way (sorry, we couldn’t resist) to support the organization. Red’s favorite is the classic shortbread (now known as Trefoils), and Black buys a large assortment and gives them all away.

But hurry! Cookie season ends on March 23.

P.S. - If S’mores and Toast-Yay! are your favorites … make sure you stock up as this is the last year they’ll be available.

Let's play word association. If we say, "Girl Scouts," what's the first word that comes to mind? Ok, what's the second word?

BANTER BITE BACKSTORY: When Juliette "Daisy" Gordon Low organized the first Girl Scout meeting – hoping to create an organization that redefined what was possible for girls everywhere – there was no way for her to know the difference it would make in the lives of millions of girls and their communities.

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girl scouts

Words & Banter

FOR YOUNG & OLD! Cancer Prevention. Not Just Words – A Mindset!

Image by filipefrazao on iStock

When you think of cancer, do you think that’s something only older people need to worry about?

Well, you’d be wrong because it’s alarming how many people under 50 are getting cancer. (Think Catherine, Princess of Wales.) And while the exact causes remain under investigation, what we do know is that early detection through cancer screenings is crucial.

It should be a priority for all of us (men and women) – and not only during Cancer Prevention Month but year-round.

red head assets.rebelmouse.io	I know that cancer isn’t the “death sentence” it used to be when we were growing up, but it’s still a very scary word. Especially if it’s heard “close to home”.
Black assets.rebelmouse.io	When we were young, the word was rarely said. And if it was, it was whispered or referred to as the “ c-word.”
red head assets.rebelmouse.io	Kind of like when I had my two miscarriages. No one wanted even to acknowledge, let alone talk about, them. Which made it all the more difficult to get through it, although intellectually, I knew it was not uncommon.
Black assets.rebelmouse.io	Unfortunately, neither is cancer. It is the second-leading cause of death in the world, surpassed only by heart disease. But, at least, it is no longer a taboo subject.
red head assets.rebelmouse.io	Please don’t make this about numbers. It’s about people. Which you should know. I’m sure you remember when Daddy was diagnosed with parotid gland cancer , which luckily was treatable. And I’ve had skin cancer, although I was very fortunate, it was caught early and easily treated.

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health

DON’T MISS A THING

For Red & Black Banter in your inbox ...

Black assets.rebelmouse.io	OK, I will not quote statistics, but it is important to realize that although cancer affects many people, that is all the more reason to try and prevent it. Or, catch it early.
red head assets.rebelmouse.io	Very early. I’m not sure I ever told you this, but when I had squamous cell carcinoma confirmed on my nose, it wasn’t because of an annual body screening. It was because I just thought something wasn’t right, even though I had gone to my family doctor and was told it wasn’t anything to worry about.
Black assets.rebelmouse.io	I thought you were always extremely conscientious about your annual cancer screenings, whether mammograms, Pap smears, or body checks.
red head assets.rebelmouse.io	The first two, absolutely, ever since I was in my 30s. But it was only when I went to a dermatologist to check my nose that I realized the importance of having full body screenings, too. Especially since redheads are more susceptible to skin cancer. So, yes, now I go on an annual basis, although it was on a six-month basis for several years after I had to have Mohs surgery .
Black assets.rebelmouse.io	Well, having routine cancer screenings, whether due to standard recommendations , because you think something is not right (after all, who knows your body better than you), or due to family history, has contributed to a decrease in cancer mortality rates . But, you do not want me to talk about numbers.
red head assets.rebelmouse.io	I don’t, but that’s great news! It just shows you how important it is to be proactive.
Black assets.rebelmouse.io	Exactly. And, as we learn more about cancer, we can adjust our lifestyles to lower the risk of getting cancer. For example, think of all the people who quit smoking to lower the risk of lung cancer. Of course, advances in medical treatment have made a huge difference. And, given my involvement with Make-A-Wish, I have watched with pure joy how the cancer death rate among kids and teens has dropped dramatically.
red head assets.rebelmouse.io	Wow, I had no idea! That really makes you stop and think, and makes me think about the cancer stories in movies and TV shows. And before you roll your eyes, and tell me my theater degree’s showing, it does make a difference when a subject like cancer is reflected in storylines. It lets audiences understand it on both an intellectual and emotional level. Which is very powerful.
Black assets.rebelmouse.io	It is. When you think of the movie “ Love Story,” unless you read the book, you did not know that Ali McGraw’s character had leukemia. But, around the same time, there was a “made for TV” pseudo-documentary/movie, “ Brian’s Song ,” which is the first movie I can remember that talked about cancer. It made it an acceptable topic of discussion.
red head assets.rebelmouse.io	I’m impressed you remember those movies. There’ve been so many since then, not to mention celebrities who tell their cancer stories. But cancer being in the mainstream makes it so much easier to discuss. Not just as a society but personally, as I’ve taken advantage of those opportunities to talk with the girls about the importance of early detection , something Mommy never did with me.
Black assets.rebelmouse.io	It was a very different time. Cancer was a “bad” word and potentially a “death” sentence. Today, the future is brighter, but it needs to be part of routine conversations.