Words & Banter

It’s Not Complicated … It’s Just DOLLARS & SENSE

Money. It’s the first thing Red thought about when her husband came home and, totally unexpectedly, told her he was fired. And what was the first thing she did? She freaked out (Black likes to say that Red finally used her theater degree), assuming the worst about their financial situation. And if that wasn’t bad enough, she was certain she couldn’t “do” personal finance.

She then made a third foolish assumption … that her sister Black, who had an M.B.A. in International Finance, would tell her what to do. Instead, after giving Red a few days to deal with her emotions, Black started to ask her basic questions about their financial situation, and it became obvious Red’s default setting was to “freak out”.

And so Red’s journey (which Black turned into our bestselling book, What I Learned About Life When My Husband Got Fired!) began with learning the basics of personal finance and, ultimately, she’d realize that Black wasn’t being sarcastic when she said,

When it comes to money, you have two choices: you can let your money control you, or you can control your money.

But first, Red, a straight-A student, had to overcome the unfounded belief that she wasn’t capable of learning about money. She had to find a way to get around the mental roadblocks of being intimidated by financial terminology and concepts, which the very thought of gave her a headache. And then Black simply asked,

Can you add and subtract? If so, you’re qualified to “do” personal finance.

So, whether you’re more like Red (was), feel like you’ve got a good handle on your money but are always looking for tips and tools, or merely are curious about Black’s unusual ways of looking at money (or her sarcastic comments), we think you’ll enjoy the DOLLARS & SENSE section on our new site in the new year.

Until then, and especially since “tis the season for spending”, we want to share some of our favorite money posts:

P.S. – And whether you’re trying to survive the holiday season (this checklist is about more than just money) or looking forward to a fresh start in the New Year (although maybe not the “resolutions” part), stay tuned as later this month we’ll have a post dedicated to THE BIG PICTURE. (FYI, our subscribers get sneak peeks before we post online.)
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Learning For Life

Happy Holidays! Easier Said Than Done. Every Year?

People have told us they're using our sisterly banter to start conversations with others (family, friends, and even in classrooms), so Black created "Conversation Starters".

Not only is Christmas less than a week away, but so is Chanukah (the first night is on Christmas Day). And although we wrote this Conversation Starter years ago, we seem to have this same conversation every year.


Red's HeadRed assets.rebelmouse.io


I can't believe how quickly the holidays are flying by. On one hand, all I want to do is enjoy them as I love this time of year. But I can't because there always seems so much to do. And I'm afraid that if I don't do everything on my holiday "to-do" list, I'll disappoint people, including me. You don't have this problem as you don't have kids and you live alone, plus others aren't looking to you to make the holidays festive and memorable.

Black's HeadBlack assets.rebelmouse.io


You seem to start with your "to-do" list, whereas I think about the significance of the holiday and what will make it meaningful and memorable. Yes, it is a more pragmatic approach, but it makes the planning so much easier. You know that I dislike the over-commercialization of holidays, but it does provide a reminder that it is important to let others know how much you appreciate them.

THE CONVERSATION STARTERS

  • What's most important to you during the holidays? Why?
  • Describe your "perfect" (yet realistic) holiday celebration. What it would take to make it come true?
  • If you celebrate with others, have you ever discussed what's important to them?

P.S. – Since this is being posted in the midst of the December holiday season (what Red refers to as the "silly season"), you might be interested in these recent posts:

    holidays
    Learning For Life

    A Simple List For ... How To Survive And Thrive The Holidays?!

    Without fail, every year, I feel overwhelmed by the holidays, and without fail, Black reminds me that I know what to do or, in some cases, what not to do. And then she suggests (sarcastically, I might add) I reread the very simple (but invaluable) list I wrote in 2020. Maybe next year, I’ll put “read my holiday survival checklist” on one of my many lists of things to do …

    It's official! The holiday "silly season" (as I call it) is now underway and before I know it, it will be New Year's Day and I'll be looking back and asking, "Where did December go?!" This year's holiday goals …

    Keep Reading ...Show less
    holiday season
    True
    Memory Lane

    The Return Of ... A Naked Turkey?

    Photo by klohka on iStock

    Although Red isn’t cooking this Thanksgiving and will be reading “The Godfather” instead of watching it on TV, some traditions remain unchanged. Like reminiscing about the perfect, albeit naked, turkey! And rerunning Black’s Thanksgiving post from 2020.

    It instantly became a favorite of Red’s and provides the perfect opportunity for her to wish you a very Happy Turkey Day …

    Today is Thanksgiving, and I cannot help but wonder why we are online. However, everyone has their own way of celebrating. I know that Red is in the kitchen cooking – and watching a marathon of "The Godfather" movies. Which is perfect as turkeys take such a long time to cook and patience is important when you want it perfectly browned. So inviting, so appetizing, so … naked?

    Keep Reading ...Show less
    holidays
    True