| I don't know whether to be furious, frustrated, or saddened by the presidential election. All I can say with certainly is that it's been the least presidential campaign that I've ever seen. | |
| You left out "embarrassed." | |
| That's not a word you use very often. Especially since it's almost impossible to embarrass you as you never seem to care what people think about you. |
| I am not embarrassed for me personally; I am embarrassed for all Americans. Between the number of COVID-19 deaths, the civil unrest, and the presidential campaign, our country's reputation has taken a major hit. | |
| Well, the first presidential debate definitely didn't help. You would've been rolling your eyes at me if you had been at my house. I was actually talking, and at some points, shouting, at the TV. I knew I could just walk away but felt compelled to stay because I was hoping that the debate would provide useful information. I wanted to better understand the candidates' platforms and especially their plans to get us through all these crises. | |
| Instead, you just got a better understanding of their personalities, the showmanship of politics, and the challenges of moderating a debate when the rules are ignored. | |
| No kidding! I appreciate that people want their presidential debates to be entertaining, but they're also supposed to help undecided voters get clarity, and help all of us better evaluate the candidates. And by that, I mean their substance, not their style! | |
| Actually, it is a mix of the two. A successful debate delivers factual information using strong presentation skills, but also has an element of cleverness and maybe even a little theatrics. | |
| Says the debate queen. I've lost track of how many conversations with you feel more like a debate. | |
| That is because I think of debate as sport. However, regardless of whether it is a debate or a conversation, it should always be civil and respectful. You love history. When was the first televised presidential debate? | |
| That's easy. 1960 between JFK and Nixon. And that's when things started to change. Instead of a campaign focused purely on policy and critical issues, it began to highlight the candidate's public image. | |
| Exactly. So, if you were a media or PR consultant, who would you have preferred as your client – a young handsome senator from an established family or a highly-qualified hollow-eyed lawmaker who had been vice president for eight years? | |
| Sounds like a trick question. | |
| Not really. I was pointing out how different the candidates were from each other, and how their "selling points" were more than just their experience. You can see why the "packaging" of politicians became so critical. And, strategic. | |
| Yes, but even without watching the JFK and Nixon debate, I'm confident they had one thing in common – to treat the other with respect and civility. | |
| Of course. Each was trying to convince voters they were the better candidate to be president so each had to project a presidential persona. But, being statesmanlike does not mean you cannot point out weakness or mistakes. It means you do it without being rude or demeaning. | |
| And if you want to be really clever, you can beat your opponent to the punch. I remember when President Reagan was seeking to become the oldest president to win reelection and in the debate with Walter Mondale said, "I will not make age an issue of this campaign. I am not going to exploit, for political purposes, my opponent's youth and inexperience." I know that the line was probably scripted in advance, but even Mondale laughed. | |
| It was a great line, delivered with style and charisma. Which is why it has been remembered all these years, even after people have forgotten whatever else may have been said. Now, what will people remember from this year's campaign? | |
| Are you asking big picture or specific sound bites? I can't speak for others, and rather not point out specific comments, but I'll never forget how ugly the debate was. I was totally turned off by the whole thing. It provided no value whatsoever and if there was anything of substance, it was lost in the chaos. | |
| I almost turned it off. The only reason I kept watching was I wanted to hear everything in real time and in context, not edited soundbites. And, no editorial. | |
| I heard several commentators saying how children watching it had left in tears and how many parents were having to console them and do their best to explain things. | |
| I have no idea how to explain it. Full stop. Yet alone to children. | |
| I'm so grateful that my girls are old enough that I didn't have to explain it to them. But at the same time, I'm so angry that they're experiencing this. I wish they could experience what it used to be. What it's supposed to be. Arguments, yes. Differences, absolutely. But not a total disregard for other people's opinions. And a total lack of civility and respect. | |
| I fully appreciate the theater and spectacle of today's political arena, but at the risk of showing my age, some things – including statesmanship – never go out of style. | |
| Want to bet on that? | |
| No. But, I am willing to debate it with you. |
Every time we see the photo above of our "guinea pigs", it brings back such fond memories. You may be thinking, "What? Are they calling those students guinea pigs?!" Well, actually, yes. And before you think ill of us, please know that we use the term with great affection, deep gratitude, and utmost respect. And these eight amazing seniors from the Class of 2010 know that's our nickname for them because ...
We started calling them our "Guinea Pigs" as soon as they volunteered to help us develop our Red & Black Personal Finance and Life 101 program at KIPP Houston High School. It was important that they knew this was truly an “experiment”, as neither one of us was a teacher or a financial expert.
It all started at our first speaking engagement, when during Q&A a woman asked why the topics in our book weren’t taught in school. The next thing we knew, we were sitting in the office of Bryan Contreras, Director of KIPP Through College, and being asked not only to develop, but also to teach, a semester-long personal finance and Life 101 course to their high school seniors. During their spring semester. (Yes, the months right before they graduate.) While Red looked like a deer in headlights (we barely considered ourselves authors, let alone teachers), Black responded as she often does, with a simple:
Sure, not a problem.
While Red went home to carpool and baking cookies, Black did what she does best — use her corporate and business experience to tackle the challenge. So, she requested a "task force" of seniors to help us develop the curriculum because, as she put it:
If it is not relevant, why bother? And, who knows best what is relevant to high school seniors? High school seniors.
Black introduced them to the business concept of a working lunch (which might also be considered a pizza bribe), and we met for five Fridays. We gave them a list of select book excerpts they were expected to read each week so we could discuss what they thought should be included in the curriculum. That first week, they seemed motivated to help — but we weren't sure what to expect.
They came back excited and totally committed, with two of them having read the entire book and the rest having read much more than the assigned excerpts. Luckily, Red had been a straight-A, copious note-taking student. However, she could barely keep up with their comments and feedback, let alone the side discussions generated by the conversations in our book. You could see their interest in personal finance (and many other Life 101 topics) was strong and genuine, and they explained that learning from the mistakes of others was extremely powerful. One student, after prefacing his comment with apologies, stated:
When I grow up, I don't want to be Red.
We'll always be indebted to our Guinea Pigs for their enthusiasm and suggestions, as using our book as the textbook was their idea, not ours. And through their feedback on the book and the lessons they were already learning from it, which began at those pizza lunches, the answer to how best to "teach" a Red & Black class was obvious to them. It was as simple as a book club. For us, it took a little longer to come to that realization as we were hampered by our own preconceived notions about how lessons are taught in a classroom. So, although the initial intent may have been for us to be the teachers and them to be the students... we learned from each other.
P.S. – For those of you interested in a more "educational" look at our detour into the world of education, including "feedback" (student quotes, Black's "non-scientific" surveys, and KIPP press releases) from our two spring semesters when we "taught" at KIPP Houston High School, please check out An Unexpected Education Detour ...
Red loves to stop and reminisce. Black prefers to look forward.
But even Black will admit that sometimes there’s value in looking back — it reminds us where we came from, the detours and roadblocks we have managed to navigate, and that we may be stronger and more capable than we give ourselves credit for. Sometimes, it’s a lesson learned. Sometimes, it’s a memory that reminds us what’s truly important.
But Black has one caveat (and it's one of her favorite car analogies) …
If you decide to look back, keep it in perspective. There's a reason why windshields are so much larger than rearview mirrors.
| The last few days have been beautiful fall weather, and I can't help but wonder — do you ever miss having your Ferrari convertible? |
| Although some days are perfect convertible weather, given that I barely drove it the last few years I owned it, averaging less than 50 miles a year, I can honestly say, "No." In fact, I cannot even remember the last time I drove it. |
| I can't help you with that, but I'll never forget the last day we taught at KIPP Houston High School, and you drove it there. You should have seen the students' faces as you were lowering the top on it. |
| Funny thing is, I never took the car to KIPP because I did not want anyone to think I was showing off, but I forgot how exciting it is for motorheads to see special cars — whether new or vintage. |
| I doubt everyone crowding around your car was a motorhead, but they certainly were excited to see it. Boys AND girls! At the risk of sounding warm and fuzzy, I think the fact you not only drove a Ferrari, but also raced them, gave the girls a feeling of empowerment that they really can do anything. |
| I guess because I always worked in male-dominated industries, I got used to being the "token" woman. Regardless, I never look at things as being gender-specific. |
| That's because you never look at anything like the rest of the world does, or at least most people do. A perfect example of that is you giving Juan a ride in the Ferrari. I doubt many people would have done that. |
| It seemed only fair since he tried to make a "deal" with me the day before — a hand of poker or even a flip of a coin. If he wins, he gets a ride in the Ferrari. If I win, he will be my slave for a day. Giving him a ride in the car was a reward for having the chutzpah to try to make a deal with me. And, in the two years we taught at KIPP, of the over 200 students who took our Personal Finance & Life 101 class, he was the only one ever to do that. |
| I'll never forget how you also told them that although it may not be the proper definition for the Yiddish word "chutzpah," the real-life definition is "having balls." |
| How else would you explain it? |
| You should know, as many people have used that word to describe you. And it was consistent with the lesson we taught them about how you "confronted" Bob Weinstein (of the movie-producing Weinstein Brothers) at a conference in New York. (Granted, it was well before the #MeToo scandal.) You realized you had nothing to lose, not to mention you were well prepared. |
| In most scenarios, if you do not ask for something, you will not receive it. So, what is the risk of asking? Someone may say "no"? The way I see it, you are no worse off than before you asked. So, in reality, there is no downside risk, but there IS upside potential. They may say "yes." |
| True. And I laughed, although I wasn't surprised when everyone else started asking for a ride in the Ferrari! |
| Except Juan did not just ask for a ride. He tried to negotiate a deal. He structured it so that there was an upside for me if he lost the bet, which obviously would be the downside for him. But, what impressed me the most was that he was proactive and took a chance, albeit a long shot, to get something he wanted. |
| And given the smile on his face when you drove off, it obviously paid off. I bet, even though it has been many years, it's something he's never forgotten. |
| The lesson or the ride in the Ferrari? |
| Both. And I will go out on a limb and say I bet many of the kids standing around the car when you told Juan to jump in, and then explained why, may also remember not only that day but the importance of the lesson. |
| Then, it was a perfect day for a convertible ride. |


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