Words & Banter

RED & BLACK ... Define Literacy

Design by Sawyer Pennington, Underlying photo by Jon Tyson on Unsplash


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I have a confession to make, which I’m sure will make you roll your eyes.


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Interesting caveat and probably true.


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Every time we talk with Jackie (Aguilera) from the Mayor’s Office of Adult Literacy and hear what she’s doing in the world of adult education, I feel like I’m back in school and having to take copious notes.


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I am more than happy to send you “homework assignments” as I come across relevant articles and research.

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Thanks, but no thanks. I’ll stick to taking notes. But that does explain why you’re so knowledgeable about literacy.

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But, reading information is very different from being at the forefront of literacy innovation. And, if we had never met Jackie, I never would have realized how literacy is about more than reading and writing.

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But that alone is such a critical part of all of our lives and can make the difference between struggling and success. Although I never stopped to think about any of that before we met Jackie.

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The funny thing is we first met her because of financial literacy.

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Yes, I remember, even though it was over a decade ago. It was shortly after our book was approved as a financial literacy textbook by the (Texas) State Board of Education, and you decided we should go to a Houston Money Week meeting. I didn’t think we were qualified to talk about the topic.

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I did not feel qualified to decide whether or not we could be of any help until I better understood what they did.

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That’s why I let you do the talking when “newbies” had to introduce themselves. Plus, I’d have talked their ears off. But after the meeting, this confident but very approachable woman came striding across the room, extended her hand to me, and introduced herself. At the time, she was Literacy Coordinator at EastSide University.

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All I remember was her energy, commitment, and passion for financial literacy. Not usually a topic discussed with such enthusiasm.

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There’s an understatement. And not only did it take me by surprise, but I hate to admit it, it was contagious. Especially once we started working with her.

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Another confession?


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Maybe. I still shake my head in amazement at the incredibly creative ways she makes personal finance, typically such a “boring” topic, come alive. And how she uses outside-the-box approaches to making learning relevant.


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But, it is not only financial literacy. It also includes digital literacy, health literacy, and even news literacy and environmental literacy. Which is why I am honored that she asked us to create various “Conversation Starters” she could use at presentations and workshops.


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I never imagined they could be used to talk about serious concepts in a light-hearted and fun way. Even if she points out how I was a poster child for not being “literate” when it comes to an assortment of life topics.


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I dislike the term “literacy” because it makes people feel like they are “illiterate” when they do not know something. In reality, they may never have been exposed to the information or given an opportunity to learn it.


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I can tell you first-hand that, initially, I felt stupid until you pointed out I was merely sheltered. But that’s given me so much more empathy when I think of other people in the same position I was once in.


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That is why she likes the “Conversation Starters” – they make the topics accessible in a non-threatening way.


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And helps us realize that literacy impacts every aspect of our lives since it is so much more than reading and writing. Raising awareness of that and talking about it with others, especially our families, can have a huge ripple effect.


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That is the purpose of September being designated National Literacy Month.


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September seems the perfect time to learn something new. It’s like being back in school, except you can put the knowledge to work immediately.


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And, this year, with elections just months away, it is the perfect time to learn about news literacy.


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Oh, I know better …
Photo by OnTheRunPhoto for iStock

When we first ran the post below, Red had never heard of “Dry January” (or “Damp January"), so Black wasn't surprised that she hadn't heard of a new phenomenon (especially with younger people) called "Dry Dating" (aka "Sober Dating"). The idea is to go on dates and see if there's chemistry when both people are fully themselves — no “liquid courage” allowed. And January’s the perfect month to test-drive it ...



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I keep getting emails about where to go for mocktails. I know alcohol-free cocktails, like Virgin Margaritas, have been around for a while, but I’d never heard that term before. Do you think it has to do with New Year’s resolutions?


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It can if any of your resolutions are to loseweight, save money, sleep better. Or, drink less. Psychologically, January is the month when we “reset”, so a UK-based organization, Alcohol Change UK, started DryJanuary, where you abstain from drinking alcohol.


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Perfect timing since many people shop, eat, and drink more than usual over the holidays.


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I know you used to drink a glass of ColdDuck on New Year’s Eve, a tradition going back to our childhood, but that hardly counts as drinking. But, I have always wondered why you rarely drink, but never asked.
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They may not be the most meaningful holidays, but they may be some of the most fun, so we’re rerunning this post. Of course, Red thinks popcorn is nothing to be taken lightly, since it gives her such happiness. But even Black has favorites (scroll to the bottom). What would be yours?


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It’s January, and everyone’s probably tired of reading about New Year’s resolutions.

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Not me. Since I never make them, I never feel the need to read about them.

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Of course, you don’t. So, what should we write about?

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How about that we celebrate some of our favorite things in January?

So many “National Days” in January are fun (we’ve written about them over the years) and remind us of some of our favorite things. (Can you pick which are Red’s favorite holidays and which are Black’s?) And whether or not you make resolutions, it’s always important to have a sense of humor and enjoy the simpler things in life …

Answer: Red’s favorites are Bagels, Popcorn, and Hugging. Black’s are Clean Desk, Bagels, and Backward.

May 2026 be the year that everything clicks …